80C Optimal Allocation Planner
Get a personalized Section 80C investment plan based on your age, income, and risk profile. Maximize your ₹1,50,000 deduction.
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₹75,000
50% of allocation — Shortest lock-in (3 years) with potential for 12-15% returns. 50% equity allocation matches your moderate profile.
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₹45,000
30% of allocation — Government-backed 7.1% return with EEE status. Best risk-free option for long-term wealth building.
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₹30,000
20% of allocation — 9-12% historical returns with additional ₹50,000 deduction under 80CCD(1B). 60% lump sum at maturity is tax-free.
Expected Annual Return
10.5%
Weighted average across instruments
10-Year Projected Value
₹36.14 L
Estimated corpus with annual investment
Risk Profile
moderate
Based on your selected preferences
Extra ₹50,000 Deduction Available!
Beyond the ₹1,50,000 limit under 80C, you can invest up to ₹50,000 additionally in NPS under Section 80CCD(1B).
Total potential deduction: ₹2,00,000 (80C + 80CCD1B)
Recommended moderate allocation with ~10.53% projected return. Extra ₹50,000 NPS deduction under 80CCD(1B) beyond ₹1.5L limit.
Recommended moderate allocation with ~10.53% projected return. Extra ₹50,000 NPS deduction under 80CCD(1B) beyond ₹1.5L limit.